Foreclosure Diversion Program
The FDP offers mediation in foreclosure cases at the request of a property owner who resides in the residential or commercial property being foreclosed, and the residential or commercial property is their primary home. (Vacation residential or commercial properties, 2nd homes, and commercial residential or commercial properties do not receive mediation.) Mediation in a foreclosure case includes the property owner, the loan provider, attorneys on the case, and a neutral mediator. The arbitrator assists the celebrations talk about how they might settle their case. In mediation, the celebrations choose the outcome of the case.
On this page:
Benefits of mediation in a foreclosure
How to ask for mediation
The Informational Session
Mediation
Homeowner preparation for mediation
If you are not able to attend your set up educational session
After mediation
Contact
Benefits of mediation in a foreclosure
Parties have a chance to talk with each other in an informal setting with the help of a mediator. Both sides share an interest in keeping the homeowner in the home and paying the mortgage.
A long-term advantage of mediation is improved communication between the celebrations. Mediation provides the house owner and loan provider the chance to discuss how to fulfill their shared objectives. The arbitrator can help focus the discussion and raise options the parties may not have thought about or understood about.
Since the foreclosure mediation program began in 2010, around 60% of cases moderated have been dismissed (ended without a foreclosure).
How to request mediation
Please do not neglect the court papers. Complete and return the Response to Complaint and Request for Mediation type included with the foreclosure court papers or send out a written demand to the clerk's workplace where your case is being managed.
The FDP offers mediation in foreclosure cases at the request of a property owner who resides in the residential or commercial property being foreclosed, and the residential or commercial property is their primary home. (Vacation residential or commercial properties, 2nd homes, and commercial residential or commercial properties do not receive mediation.) Mediation in a foreclosure case includes the property owner, the loan provider, attorneys on the case, and a neutral mediator. The arbitrator assists the celebrations talk about how they might settle their case. In mediation, the celebrations choose the outcome of the case.
On this page:
Benefits of mediation in a foreclosure
How to ask for mediation
The Informational Session
Mediation
Homeowner preparation for mediation
If you are not able to attend your set up educational session
After mediation
Contact
Benefits of mediation in a foreclosure
Parties have a chance to talk with each other in an informal setting with the help of a mediator. Both sides share an interest in keeping the homeowner in the home and paying the mortgage.
A long-term advantage of mediation is improved communication between the celebrations. Mediation provides the house owner and loan provider the chance to discuss how to fulfill their shared objectives. The arbitrator can help focus the discussion and raise options the parties may not have thought about or understood about.
Since the foreclosure mediation program began in 2010, around 60% of cases moderated have been dismissed (ended without a foreclosure).
How to request mediation
Please do not neglect the court papers. Complete and return the Response to Complaint and Request for Mediation type included with the foreclosure court papers or send out a written demand to the clerk's workplace where your case is being managed.